It’s loans your way

How Tala Flexible Loans Work


Apply for a loan

Mag-register sa app and sagutan lamang ang ilang katanungan. No bank account or paperwork required. May sagot agad-agad!

Confirm loan amount

Congratulations, approved ka na! Piliin ang ‘yong sariling loan terms with flat fees as low as 9%, no surprises.

Choose your due date

Itapat sa payday ang repayment ng Tala loan para padaliin ito. Pumili ng shorter loan terms to enjoy lower rates.

Let’s grow together

Cash out and repay sa aming authorized channels. Magbayad on time para triplehin ang ‘yong loan limits sa loob ng ilang buwan!

Still have questions? Visit our Flexible Loan FAQ for more information.


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Loan Rates and Fees

Loan Amounts: ₱1,000 to ₱15,000 

One-time service fee: 8.5-27.4% 

Monthly EIR: 14.86-18.32%

APR: 172.9% -228.3%

Late fee: one-time fee of 8% of outstanding amount due

Applicable Tax (DST & GRT): 0.46% – 1.5%

Minimum repayment period offered = 61 days

Maximum repayment period offered = 61 days

Example Fees: For a borrower who takes a ₱4,000 loan for our 61-day term, they would owe a 27.4% service fee of ₱1,096 and ₱60 in required tax for a total payment of ₱5,155. 

₱4,000 (principal) + ₱1,096 (service fee) + ₱60 (required Tax) = ₱5,155 (total payment)

Tala Financing Philippines Inc.
SEC Registration No.: CS201710582 | TIN: 009-614-758 | Certificate of Authority (to operate as a financing company) No: 1132. Always study the terms and conditions and the disclosure statement before proceeding with any loan transaction.