It’s loans your way
How Tala Flexible Loans Work
Apply for a loan
Mag-register sa app and sagutan lamang ang ilang katanungan. No bank account or paperwork required. May sagot agad-agad!
Confirm loan amount
Congratulations, approved ka na! Piliin ang ‘yong sariling loan terms with flat fees as low as 9%, no surprises.
Choose your due date
Itapat sa payday ang repayment ng Tala loan para padaliin ito. Pumili ng shorter loan terms to enjoy lower rates.
Let’s grow together
Cash out and repay sa aming authorized channels. Magbayad on time para triplehin ang ‘yong loan limits sa loob ng ilang buwan!
Empowering Customers
Aimee
Philippines
“I concentrated on Tala because you get referral bonuses. I think I’ve referred over 500 people already? I rely a lot on referral because it’s a big help to me. The bonuses I receive help support needs that we no longer have to get from my husband’s salary.”
Empowering Customers
Aimee
Philippines
“It’s so easy to get a loan from Tala. I can always count on it. Tala is really like a companion that supports me and helps me achieve my goals.”
Empowering Customers
Bea
Philippines
“Noong sinubukan ko ang Tala, nagkaroon ako ng pag-asa na kaya kong palakihin ang business ko. Dahil kaya ko na mamuhunan nang malaki, kaya ko na rin mangarap nang malaki.”
Empowering Customers
Charito
Philippines
“Nalibot ko ang Luzon, Visayas, Mindanao dahil sa business ko. Nakakarating ako sa iba’t ibang lugar, ‘yan ang tulong na naibigay sa akin ng Tala. Tala ang gumagabay sa akin.”
Still have questions? Visit our Flexible Loan FAQ for more information.
Loan Rates and Fees
Loan Amounts: ₱1,000 to ₱15,000
One-time service fee: 8.5-27.4%
Monthly EIR: 14.86-18.32%
APR: 172.9% -228.3%
Late fee: one-time fee of 8% of outstanding amount due
Applicable Tax (DST & GRT): 0.46% – 1.5%
Minimum repayment period offered = 61 days
Maximum repayment period offered = 61 days
Example Fees: For a borrower who takes a ₱4,000 loan for our 61-day term, they would owe a 27.4% service fee of ₱1,096 and ₱60 in required tax for a total payment of ₱5,155.
₱4,000 (principal) + ₱1,096 (service fee) + ₱60 (required Tax) = ₱5,155 (total payment)
Tala Financing Philippines Inc.
SEC Registration No.: CS201710582 | TIN: 009-614-758 | Certificate of Authority (to operate as a financing company) No: 1132. Always study the terms and conditions and the disclosure statement before proceeding with any loan transaction.