Radical Trust

At Tala, we see the world differently. We’re driven by a fundamental belief in people, and we work hard to prove their potential. We take risks that others won’t, in order to put more power in our customers’ hands.

What We Do

Anyone with an Android smartphone in our markets can apply for a loan and receive an instant decision, regardless of their financial history. We provide fast, personalized loans to approved borrowers and build digital credit history.

How We Do It

Only 31% of the adult population globally is covered by credit bureaus. Tala can use nontraditional data to score up to 2X that population – introducing 3 billion consumers to the global market. Read our policy on data ethics here.

Why We Do It

People need access to financial systems, including credit and all the opportunity credit brings. Within those systems, they need choices, so they can do what they want to do, what they need to do, and what they should do with their money. Finally, we want more people everywhere to be in control of their finances, as active participants in their own financial lives — whether they are budgeting, saving, investing, or learning.

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Growing My Business

“Noong sinubukan ko ang Tala, nagkaroon ako ng pag-asa na kaya kong palakihin ang business ko. Dahil kaya ko na mamuhunan nang malaki, kaya ko na rin mangarap nang malaki.”

Bea, Philippines