For many Filipino families, every peso counts—especially with the continued rise in the cost of living. While national headlines may highlight economic recovery, everyday realities speak otherwise. Essentials like food, electricity, and healthcare have gone up by 10 to 20%, putting pressure on households just trying to get by.
At Tala, we know these challenges all too well because we listen to our customers. In our latest Customer Barometer Report, we found that 90% of customers globally are feeling stressed about their finances, and Filipinos are no exception. The top stressors? Soaring prices (43%) and unexpected medical emergencies (34%), leading many to tighten their budgets, look for side gigs, or rely on online loans to bridge the gap.
But the picture isn’t just about struggle—it’s also about strength.
Helping Filipinos Thrive, Not Just Survive
According to the report, the Philippines ranked second among Tala’s global markets in terms of customers with limited money left after paying for basic needs. Only 28% of Filipino respondents said they feel financially prepared for emergencies. That’s why Tala is here—not just to lend money, but to build long-term financial confidence.
Our 2025 Global Impact Report, conducted by independent research firm 60 Decibels, zoomed in on how Tala’s services are making a difference. After interviewing 281 Tala borrowers in the Philippines, the results were clear:
- 9 out of 10 customers say their quality of life improved because of Tala.
- Many used their loans to cover urgent expenses like bills, groceries, or tuition.
- Others took the opportunity to build something greater—23% used their loan to start or grow a business, and 90% of them saw a positive change.
When asked how their businesses improved, they shared:
- 47% felt more stable,
- 41% were able to expand,
- and 37% gained more confidence in managing their finances.
A Partner in Every Step Forward
At Tala, we believe that access to the right financial tools can be life-changing. Whether it’s for daily needs, unexpected emergencies, or big dreams, Tala continues to be a trusted partner that helps Filipinos move forward—one smart decision at a time.
As inflation and uncertainty persist, one thing remains constant: Tala’s commitment to empowering the underserved. We’re here to build more than credit—we’re here to build confidence, resilience, and a better future for every ka-Tala.