Exclusive offer for Western Union® customers

Download the Tala app today.

Trusted by millions around the world, Tala offers fast, secure and affordable credit through our app. Now, Tala is partnering with Western Union to offer select Western Union® customers and first-time Tala borrowers pre-qualified loans of PHP 4,000 at exclusive rates. See details below:

  • PHP 4,000 loan — 4X higher than our standard offer! 
  • 21-day and 30-day loan terms
  • Fees as low as 9%

How does it work?

For existing Tala customers: install the latest Tala app and input your code during the loan application to get preferred interest rates. Existing customers only qualify if you paid your last loan on time.

For new Tala customers: simply follow the instructions below!

Download the Tala App

Download the app

Join millions of Filipinos who trust Tala. Download the Tala app in Google Play.

Apply for a Tala Loan

Apply for a loan

Sign up directly in the Tala app and fill out the application for your first loan. No bank account, paperwork, or collateral required.

Your Tala Loan is Secure

Your data is secure

Rest assured that your data is private & secure. Our Tala team works around the clock so you don’t have to worry.

Your Tala Loan is Approved

Receive your loan!

It only takes minutes to receive a decision. Submit a photo of a valid ID and receive your loan in less than 24 hours.

Apply easily

Anyone with an Android smartphone can apply for a loan and receive a decision in minutes, regardless of their financial history. We provide fast, personalized loans to approved borrowers and build digital credit history.

Fast decision

Tala provides a loan decision in minutes. Once approved, you can receive your loan in less than 24 hours.

Repay easily

Repaying your loan is very easy. You can pay in one installment or make partial payments before your due date through 7-Eleven, padala centers, the Coins.ph app and more. Receive repayment reminders to help you stay on track.

Grow with Tala

Grow your limit up to PHP 15,000 by repaying on time. Develop healthy financial habits through education and inspiration in the Tala app.

Empowering Filipinos


“Easy to apply and hassle free. It really helps me a lot. Thanks to this app, I’m able to start my business again.”