At Tala, we listen to the needs of our customers. That’s why we’ve been working to make our loans more flexible—so you can manage your finances better.
Now, with our new loan features, you’re the ultimate boss and you’re in control: choose when to repay, monitor and manage how much you spend, and enjoy continuous access and growth opportunities with Tala loans.
Here are the exciting new features we’ve added to enhance your Tala experience:
Flexible repayment options from 1 to 60 days
You can choose to repay on a date that works best for you, and adjust it anytime depending on your needs—you’re not locked in.
Daily service fees that give you more control
- Pay only for the days you use the loan
- Pay less in fees when you repay earlier
- Or borrow for a longer period—the daily fee will simply continue to apply
We’ve also kept the things our customers love about Tala, like:
✔ Guaranteed access to your next loan when you repay on time
✔ No hidden fees or unwanted surprises
✔ Friendly and helpful customer service
✔ Opportunities to grow your loan limits over time
What does “not being locked to my selected date” mean?
It means you’re free to choose your repayment date—up to 60 days—and adjust it anytime.
For example, if you initially selected day 30, but later find you can repay earlier, go ahead and do it. You’ll pay less in fees since Tala only charges a service fee for the days you actually use the loan!
If you need more time, you can also repay later. The daily fee will simply continue to apply until you repay your full balance or reach day 60. You’re never locked in, and the daily service fees give you full control over how much you spend.
What are the benefits of repaying my loan sooner?
Because your service fee is charged daily, repaying early means you pay less overall. But that’s not the only benefit—making early or on-time repayments also helps you:
- Build good financial habits
- Grow your Tala loan limits up to ₱25,000 over time
- Strengthen your credit standing, which can help you qualify for more services with Tala or even other financial institutions
Now that you know how the new Tala loans give you more flexibility and control, you can make the most of these features. Borrow only what you need, set a target repayment date, repay early when you can to save on fees, and continue practicing healthy financial habits.
Tala is here to support you every step of the way.